My wife and I both owe $75K in credit debt and we have stopped making the payments a long time ago, PLZ Help?
Here is the deal, My wife and I both owe $75k in credit card debts combined. We have stopped making the payments back in December of 08. We just couldn’t afford to make the payments anymore. The reason the amount of the debt is so high is because we bought a house back in 2006 and our realtor at the time was representing both us and the seller and we got the worst part of the deal. Anyways we had to keep borrowing money from the credit cards to pay the mortgage payments on that house. We finally couldn’t afford to make the mortgage payments on that house so we did a short sale in 2008. Now again we have stopped making the credit card payments since December of 2008 and we simply do not have any money. Both my wife and I are self employed and we have a vending business. However we don’t make a lot of money with this business. Anyways the credit card companies have been calling us day and night and the collections have done the same thing and we don’t pick up on any of them. So the other day a process server came to our door and handed us a letter telling us that we had to appear in court. Obviously one of the credit cards filed a lawsuit against us for the amount of money owed and are seeking a judgement against us. That letter was for my wife’s credit card. My turn is coming pretty soon. So we are not gonna go to the court obviously. We don’t have money to pay our credit cards at all. The house we live in now is in both me and my wife’s name but it has gone down in value. We bought it in 2007 for $395k and now it is only worth $180k. All the furniture and stuff we have in the house has already been paid for. We are leasing the car from Honda. So we don’t really have any assets in our name. All we have is the vending business. With that said, since we are not gonna pay a dime to the credit cards since we can’t afford it and assuming that they will get a judgement against first my wife and eventually me, what should we do here. If they do get a judgement against my wife, what can they take away? Should we file for bankruptcy? We can’t afford an attorney. What are we supposed to do to wipe the slate clean and not be bothered by these credit cards anymore. At time point we don’t care about our credit. Please help me out.
I think you need to try to scrape together enough money for a bankruptcy attorney. You will get raked over the coals if you don’t. some of the attorneys offer a free consultation. They can also advise you about not showing up in court. I’m not sure, but I think it is a bad idea to ignore the summons. Good luck to you
If you understand french, please help and answer these questions!!!!PLZ?
Heir soir, j’ai rêvé que je suis sorti du laboratoire. Je suis allé vers le village. Je suis tombé plusieurs fois parce que j’ai toujours de la diffculté à marcher. Un homme m’a vu mais il est parti très vite. Le village se trouve dans une vallée. Je suis descendu dans cette direction. Quand je suis entre au village, je suis entre dans une boulangerie parce que j’avais faim. Le boulanger est resté bouche bée, incapbale de parler. Les gens m’ont trouvé effrayant. Je n’ai pas trouvé d’ami dans le village. Finalement, je suis retourné au château du docteur.
1.Qu’est-ce que le monstre dit qui indique que l’histoire n’est pas vraie?
2.Où est-ce que le monstre est allé?
3.Quel accident a-t-il eu en route?
4.Qu’est-ce que l’homme a fait quand il a vu le monstre?
5.Où est-ce que le onstre est entré?
6.Qu’est-ce qu;on vends dans une boulangerie?
7.Pourquoi est-ce que le montre est descendu vers le village?
8.Quand le monstre a quitté le village, où est-il retourné?
9.À ton avis, porquoi est-ce que le monstre n’a pas trouvé d’ami?
1.il dit j’ai rêvé que…
2.il est allé au village.
3.il est tombé plusieurs fois.
4.il est parti très vite.
5.il est entré dans une boulangerie.
6.dans une boulangerie on vend du pain.
7.parceque le village est dans la vallée.
8.il est retourné au château du docteur.
9.parcequ’il est trop effrayant.
C’est un peu con ton truc!
need help starting a vending machine business?
hi
i have been offered a small amount of sweet vending machines, you know the one`s you put 20p in for skittles or minstrels
i am thinking of investing into this, but ive no idea how to make money with these when i get them
any ideas ??
thanks
You will need well over a hundered machines to be able to make any significant money. The industry is dead. It will not be worth the investment or the time.
Can you Translate French to English for me?
Hey, I really need some ones help.
I am trying to read the "News" page of a French website & I only read English. So can I tell you what I’m looking for & can you tell me if the article is there or not?
The website is Tomy.Eu (Tomy Europe) Than click on the French flag one.
I believe if you go to "Contact us" there is a "News" page. I am trying to find out if Tomy Europe is going to buy Tomy Yujin Corp. In North/South america. (The TomyYujin Corp in North/South America is a Toy Vending machine business.) I want to know If they are going to continue with the vending business.
Thank you very much, I really appreciate it & god bless you!
Sorry, I tried but I did not find any article.
why does media compare the U.S. to the city of OSLO when comparing gas prices? differences are night and day
Oslo is a relatively small city and parking is at a premium so a car is a bit of a liability. Fortunately there is an extensive and superbly efficient public transport system involving buses, trams, subway, trains and ferries, operated by Oslo Sporveier. The city is served by 50 bus lines and eight tram routes, all starting from Jerbanetorvet at Oslo S Station. The subway is called the Oslo T Bane and there are five underground lines covering the city. All public transport runs from 5.30am to midnight, with tickets available from bus drivers or vending machines at stations. The Tourist Ticket allows for unlimited use within 24 hours, while the 1, 2, and 3-day Oslo Card allows unlimited travel on any form of public transport, and includes free museum admissions and other discounts. Ferries operate on a seasonal basis, between April and September, linking the City Hall to the museum-studded island of Bygdøy. There are also ferry services to the harbor islands. Metered taxis are easy to come by, and can be found at ranks near shopping centers, city squares, stations and other gathering points. Cabs can also be ordered by telephone from a central office, or hailed in the street if the rooftop light indicates it is available for hire.
So many times in the news to we hear politicians and the news media saying well it could be worse and look at Oslo or several other countries. But what they fail to do is ACTUALLY look at their transportation systems. Obviously in those cities (which is different from a country) the prices affect far fewer people than it does here in America. Obviously if it affects fewer people in one city the prices will not affect that cities economy all that much. If Gas prices only rose in Podunk Kentucky, would the rest of America notice? NO! So my question is really to the people here who for so long refused to protest and agreed to pay higher prices (because other countries were doing so) is, have you done your homework on those other countries? Would america care about high prices if our transportation system was 2000% better than it currently is? what if public transportation was free or government subsidized? What if we didn’t have 2-3 car garages?
Would we care that gas was above $4.00 per gallon if our insurance wasn’t so expensive? would we care if we didn’t have to pay as much into health care insurance? would we care if our education system was better subsidized by the government? Point is when we have all these other payments going out, gas prices above $2.50 per gallon affect the U.S. far more than $9.00 per gallon or litre affects these other nations. If we didn’t have to pay into insurance, and schooling, and real estate taxes, and health benefits as much as we currently do, $4.00 per gallon would be easy for any of us to afford.
Why does the media, who has access to so much worldwide information, fail to recognize any of these simple observances?
They also note that Norway is the #5 exporter of oil, so I think they are trying to sneak the idea into your head that even if we drill ANWAR and off the coast, gas is still going to be expensive.
Seriously why would oil companies LOWER prices on their product just because they were allowed to drill in more places? the cost of a barrel is going to stay the same, they are just going to be selling more of the oil to China and India and other places on the world market.
Can you translate Belgium Language to English for me?
Hey, I really need some ones help.
I am trying to read the "News" page of a Belgum website & I only read English. So can I tell you what I'm looking for & can you tell me if the article is there or not?
The website is Tomy.Eu (Tomy Europe) Than click on the Belgum flag, their are two of them, & I don't understand the difference? one says Francois & the other says Nederlands, can you do both for me?
I believe if you go to "Contact us" there is a "News" page. I am trying to find out if Tomy Europe is going to buy Tomy Yujin Corp. In North/South america. (The TomyYujin Corp in North/South America is a Toy Vending machine business.) I want to know If they are going to continue with the vending business.
Thank you very much, I really appreciate it & god bless you!
Dutch. The language the Belgians label as "Vlaams" (Flemish) or "Nederlands" is Dutch.
Dutch, French and German are the main official languages of Belgium. Which one is used depends where you go. The Dutch speaking area is in the north (West Flanders). The French speaking area is in the south (Wallonia), and a smaller German speaking enclave to the east.
My friend wanted me to ask this about a guy (she doesn't have a yahoo account)?
"So there's this boy at school that kinda knows i like him but I'm not totally sure and every time after ceramics class we take different routes to go downstairs and when he sees me at the vending machines he just keeps walking by even though i know he gets something. And sometimes he even gives me this weird look in class…So is he trying to avoid me???"
"Also, I try to avoid him but I ALWAYS end up running into him!"
Okay I feel weird saying this in third person so I'm going to talk to you like you are your friend. Lol anyways here goes
I think that the situation could depend. If you know him pretty well and he's your friend and all of a sudden he finds out you like him, then yes, he is probably avoiding you for that reason. It's harder to say when you don't know him as well. If you've never talked to this guy before and all of a sudden he finds out that you like him, then he could possibly be weirded out and doesn't wanna run into any awkward situations.
I also think that it depends on what kind of guy he is. If he's a really popular, confident and outgoing person and all of a sudden he seems to be avoiding you, then he probably is. There would be no reason for him to take a different route and ignore your presense on purpose. If he's the quiet type of laid back guy, who knows. He could also be weirded out, or he just may not notice.
The final scenario is that he likes you. It doesn't matter what kind of guy he is, even if he's the toughest and most confident guy out there, if he has a crush on you, then he will be self conscious about it.
Here's what I suggest doing. Try and analyze that weird look as much as possible. Is it a disgusted look? Or a judging one? A look of anxiety or nervousness? One thing you can do is that the next time you catch him looking at you, just stare back and see if he flinches or breaks away or anything like that. Those could be clear signs. You should also try to talk to him when you can, or else you will probably never have a chance with him anymore. One good way to make some sort of communication is during those times when he stares. Just look at him "accidentally" and then smile, or wave, or something. If you happen to run into him, then definitely say hi. This way, you'll avoid a lot of awkwardness in the future and you'll also get closer to him for a better shot.
K I think I've talked enough now. I hope this helped.
home internet based business Opportunity
http://www.JumpstartYourDreams.com/hbb.htm
internet home based business opportunity
A business opportunity , or bizopp , involves the sale or lease of any product, service, equipment, etc. that will enable the purchaser-licensee to begin a business. The licensor or seller of a business opportunity usually declares that it will secure or ist the buyer in finding a suitable location or provide the product to the purchaser-licensee. This is different from the sale of an independent business, in which there is no continued relationship required by the seller.
Examples of biz-opps classified advertisements are:
$3500 Weekly! Work From Home!
Real Results Now! $360k 1st Year! No Gimmicks!
$$ Make $1000+ per week… EVERY WEEK! $$
Hottest Opportunity Ever (Numbers don’t lie)!!
Get 96 sites for $7,795. Then Retire! Call 1-800-XXX-XXXX.
Many People Earn $36,000/year in Income, But . . . Very Few Earn $30,000/year working only five-six hours per week.
Access products at below wholesale pricing you can sell for HUGE profits!!
The use of a toll-free telephone number makes it difficult for customers to immediately identify the company’s geographical location. Moreover, a company can own many 1-800 numbers, using a different one for each area in which it advertises. In the event of consumer complaints, this thwarts investigators from recognizing the connection between biz-ops listings in various newspapers.
A common type of business opportunity involves a company that sells bulk vending machines and promises to secure suitable locations for the machines. The purchaser is counting on the company to find locations where sales will be high enough to enable him to recoup his expenses and make a profit. Because of the many cases of fraudulent biz-ops in which companies have not followed through on their promises, or in which profits were much less than what the company led the investor to believe, governments closely regulate these operations.
Multi-level marketing is often presented as a business opportunity, such as the phrase, “Let me tell you about an incredible ground-level business opportunity.”
In the United States, the Federal Trade Commission receives complaints and helps coordinate enforcement action against fraudulent business opportunities[1].
A business opportunity consists of four integrated elements all of which are to be present within the same timeframe (window of opportunity) and most often within the same domain or geographical location, before it can be claimed as a business opportunity. These four elements are:
A need
The means to fulfill the need
A method to apply the means to fulfill the need and;
A method to benefit
With anyone of the elements missing, a business opportunity may be developed, by finding the missing element. The more unique the combination of the elements, the more unique the business opportunity. The more control an insititution (or individual) has over the elements, the better they are positioned to exploit the opportunity and become a niche market leader.
A home business (or “home-based business” or “HBB”) is a small business that operates from the business owner’s home office.
In addition to location, home businesses are usually defined by:
Having a very small number of employees, usually all immediate family of the business owner, in which case it is also a family business.
Lacking a shop frontage, customer parking and street advertising signs.
In the UK, a study sponsored by communications company BT at the end of 2007 estimated that over 60% of all new businesses are started from home. (Home Business Report, Enterprise Nation for BT, October 2007) In August 2008, a Daily Telegraph survey, sponsored by communications company O2, of 500 small UK firms reported that 10% had chosen not to renew leases this year intending to work from home instead.
en.wikipedia.org/wiki/Home_business
en.wikipedia.org/wiki/Business_opportunity
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Gold Vending Machine - Bloomberg
German company plans to install vending machines where you can get gold. They open its first machine at Frankfurt airport. (Bloomberg News)
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Vending Machines and Vending Machine Sales in Charlotte Greensboro NC Allstate Investment Group
http://www.chocolateenergychewsmachines.com (800) 571-2103 Vending Machines and Vending Machine Sales in Charlotte Greensboro NC Allstate Investment Group Energy Drinks Products Mints Candies Chews Home Based Business Soda Snack Chocolate Energy Chews (800) 571-2103 The machines are designed to be readily placed in busy locations; location where the owner already knows how to bring people in every day. Either on the counter or on an optional stand, Mad Dog Energy Chews machines will grab customer’s attention yet require very little store resources such as electric power and space.
The Mad Dog Energy Chew vending machines are extremely solid and reliable gravity driven machines that do not plug in to an electrical outlet. They do not regulate the temperature or the product, nor do they make change. This means they are not subject to annoyance calls from business owners at the locations where they are placed. A Mad Dog Energy Products machine will hold approximately 160 Mad Dog Energy Chews. Maintenance and machine filling is especially easy with each machine requiring an average servicing time of just ten minutes per machine, per month. A route of 40 machines could therefore be service in just one day per month. This level of time efficiency is a critical element in the creation of passive income. These machines require comparatively little time and attention, making it possible for a single distributorship owner to build and service a very large route on a very part time basis.
Each patented Mad Dog Energy Chew Vending Machine is quality designed to get attention, requires minimal service, and is easy to fill.
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